Moïse Umukiza Rubibi is a business innovation enthusiast and strategic thinker with a passion for using finance and technology to unlock inclusive growth. With experience spanning digital banking, impact finance, and entrepreneurship, Moïse brings a sharp analytical lens to solving complex challenges in emerging markets. As a contributor to the Rwanda Crypto Initiative, he combines practical experience with forward-looking insight to accelerate blockchain adoption and fintech development in Rwanda and beyond.
Expertise and Achievements
1. Finance & Technology Enthusiast
With a background as a Business Analyst at Access Bank Rwanda, Moïse led the development and optimization of digital products that improved customer experience and boosted adoption rates. His work specialized in strategic planning, risk analysis, and process optimization—skills that now inform his broader fintech and blockchain initiatives.
2. Innovation Management & Entrepreneurship
Currently pursuing an MSc in Business Administration with a focus on Entrepreneurship and Innovation at HES-SO in Switzerland, Moïse applies academic insight to real-world problem-solving. His studies empower him to champion sustainable innovation and economic development through strategic ecosystem building.
3. Strategic Ecosystem Engagement
Moïse contributed to the Building Bridges Summit, offering his expertise in stakeholder coordination and impact finance. This complements his broader efforts to align public-private initiatives with investment-readiness in Rwanda’s fintech sector.
4. Blockchain for Inclusion
Moïse actively explores how emerging technologies—especially blockchain and web3—can power financial inclusion. His work with the Rwanda Crypto Initiative reflects his commitment to driving adoption frameworks that bridge regulatory clarity with tech innovation.
Unique Value Proposition
Moïse sits at the intersection of business strategy, financial innovation, and market insight. His ability to synthesize trends in fintech and translate them into actionable strategies positions him as a key collaborator for ventures seeking growth and compliance in Africa’s evolving digital economy. Whether mentoring startups or aligning with international partners, Moïse ensures innovation is both impactful and investment-ready.
Educational Foundation
Moïse holds a foundational degree in International Business & Trade from the African Leadership University (ALU), which complements his postgraduate studies in Entrepreneurship and Innovation. He applies this interdisciplinary background to guide strategic decisions, uncover market opportunities, and support ventures that merge social impact with commercial viability.
Vision
Moïse envisions a future where African fintechs are not just local disruptors but global players. Through his work at the Rwanda Crypto Initiative and other engagements, he’s committed to fostering a compliant, investor-friendly environment for startups. His goal: to unlock capital, scale innovation, and drive sustainable growth across Africa’s digital finance landscape.
By building bridges between innovative founders, smart capital, and enabling policy, Moïse is shaping the future of inclusive finance in Africa.